Internet crime (cyber crime) in the form of online fraud (phishing) in 2012 is predicted to increase. In addition to requiring banks to educate customers about the threat of online fraud, the more diverse mode also requires the protection of increasingly sophisticated and safe software.
Yudhi Kukuh, Technical Consultant, ESET Prosperita Company of USA which is a provider of Internet security services, Friday (04/27/2012) the Reuters states, crime internet has a lot of takes in the form of phishing victims, especially related to online banking.
“It is a must that the bank is also involved in the conduct of public education. Education is provided at least for new customers using online banking facilities in the bank,” he said.
For the record, the Ministry of Communications and Information Technology recorded during the 2011 breach in the virtual world as much as 176 cases.
According to Yudhi, perpetrators of crimes in cyberspace never run out of ways to sneak into the system and carry out the action. At first phishing attempt is very simple, just by typing the information to be obtained at the e-mail and send it. The way it is still possible to do because phishing is still fairly new and not many people know the implications of such action.
But, lately, filter spam become a necessity in computer antivirus and security systems into e-mail filters to sort. Phishing attempt has also undergone significant changes; provide direct links in the e-mail, then changed the link so it appears like a professional mail and the contents of his letter seems certain institutions as a cover phishers.
Phishing rampant in online media targeting customers of financial institutions, particularly banks. Conducted to obtain data and information such as user ID, PIN, bank account numbers, credit card numbers. This information will then be used by the perpetrators of online scams to access the account, credit card fraud or guiding customers to transfer to the account specified by the lure of prize.
“We recorded two major banks were targeted phishing in online transaction, where customers of both banks are getting e-mails on the pretext of re-activation of accounts,” said Yudhi.
Until now there are many users who are stuck, and become victims of phishing. According to Yudhi, education plays an important role. For many people, phishing and malware attacks are a new issue.
In fact the more people who will use the internet as a medium for online banking financial transactions, as well as the effectiveness of the time, cost, as well as convenience or even eliminate certain banks in the old way of trading services that need a lot of topics disseminated phishing.
“So, it can be expected to be more and more people have to change the pattern of transactions of the way the manual is online. Are highly vulnerable client group and be a victim of phishing stuck. Banking cannot close our eyes and must provide education for its customers,” said Yudhi.